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Real Estate Tips
Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Real Estate Trivia
Q 
What island was sold to Peter Minuit by the Indians for goods valued at 60 guilders ($24)?

A 
Peter Minuit arrived with a group of Dutch settlers in 1626 and purchased what is now known as Manhattan.
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The Mill Pond Realty Team, REALTOR®, real estate agents and broker for Saugatuck, Allegan County and Holland Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Laura J. Durham GRI, CRS, CBA
Mill Pond Realty Inc.

747 Water Street
P.O. Box 1093
Saugatuck, MI. 49453
269-857-1477
616-836-0113
Fax: 269-857-6155
Email: millpondrealty@NUMBER1EXPERT.com

As the founder and owner of Mill Pond Realty, Laura Durham prides herself and company in offering award winning services. Smart Money Magazine, published by the Wall Street Journal, Business Week and Where to Retire, chose Mill Pond Realty and Laura Durham as The Best Choice when considering an investment in the greater Saugatuck-Douglas area. Laura has earned the designations of GRI, CRS and CBA. Currently, Laura is the Chairperson of the all important Grievance Committee – a job she performs very well. Her community involvement has been extensive – an active member of the Holland Chamber of Commerce, Saugatuck’s Sparkle Lighting Member, two local churches, a participating member of the Convention and Visitors Bureau, the Saugatuck area Business Association, past director for Heritage Home, Habitat for Humanity, Arts Councils, St. Jude Research Hospital, American Cancer Society, Special Olympics, Hospice and more. Laura is an accomplished Broker – Licensed since 1982 ... Local experience and Knowledge make all the difference.

CRSEqual HousingGRIMLSREALTOR


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